About Us

Emergent Benefits, LLC

Emergent Benefits, LLC is an independent insurance consultancy serving Businesses, Individuals and Medicare Recipients throughout the State of Texas.

We help our clients and their employees make informed decisions about the types of insurance plans available in a constantly changing, complex insurance marketplace.

Our Philosophy

When you are searching for the right benefit package, you need an advocate like Emergent Benefits, LLC who can help you successfully navigate the complexity of the health insurance markeplace, so you can get the most from it.

There is a vast amount of benefit options available and most are complex, requiring a lot of work to truly understand their value vs. cost.  As experienced and knowledgeable insurance advisors, our goal at Emergent Benefits, LLC is to simplify the entire decision making process for our clients.

  • We continually educate ourselves and remain up-to-date on every new plan, option and regulation within the insurance industry, which is constantly changing.
  • We understand each client is unique and has different goals. Personal service is imperative to understanding and fulfilling each client’s unique requirements.
  • Clients are partners, and not just a “one-time sale.” We are committed to continually assessing our clients’ needs and updating them on new options and trends as they emerge in a constantly changing industry.
  • We work many of the top-rated insurance carriers, however, we are independent and not beholden to any one particular company, meaning we act in the best of our clients.

Certifications and Designations

Our specialized training

ACA® – Affordable Care Act®

National Association of Health Underwriters

Texas Association of Health Underwriters

National Ethics Association

Our Carriers

American Amicable Life Ins. Co. of TX
Aetna Health Ins. Co.
American Retirement Life Insurance Co.
American Continental Insurance Co.
Blue Cross & Blue Shield of Texas
Americo Financial Life & Annuity Ins. Co.
Care ‘n Care Insurance Co., Inc.
CIGNA Health & Life Ins. Co.
Continental Life Insurance Co. of TN
Coventry Health & Life Ins. Co.
Healthspring Life & Health Ins. Co., Inc.
Life Insurance Co. of the Southwest
Medico Insurance Co.
National Life Insurance Company
New Era Life Insurance Co.
Ohio National Life Insurance Co.
Mutual of Omaha
Prominence Health Plan of Reno, NV
Texan Plus-Universal American Medicare
Scott &White Health Plan
First Care Health Plans
Sentinel Security Life Insurance Co.
Silverscript Insurance Company
Standard Security Life Ins. Co. of NY
Security Life Insurance Co. of America
United American Insurance Company
United Home Life Insurance Co.
Unity Financial Life Insurance Co.
UNUM Life Insurance Co. of America