We Help Clients
Informed decisions about Insurance so
they can get the absolute best value
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As Group Benefit
we also assist with Healthcare Reform and other
regulatory compliance and administration
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Establishing Wellness in the Workplace
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Protect The Ones Who
With smart, affordable individual insurance solutions.
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Group Benefit and Individual Health Insurance Advisors

Emergent Benefits, LLC helps Businesses and Individuals to strategically save money on a rich variety of Health, Life, Dental and other affordable Supplemental Insurance coverages.

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It’s completely free, so why not use our expert services.

Benefit Plan Design

Outside-of-the-box solutions geared to enhance the benefit offering, while either lowering or maintaining the cost of your benefits package.

Wellness Initiatives

Increase your productivity and your bottom line with Wellness Programs designed to promote a healthy, productive work environment.

Compliance and HR Support

Plan design is just part of our service.  We also assist with regulatory compliance such as the Affordable Care Act, ERISA, and COBRA.

Plan Implementation

Assistance with plan implementation, employee advocacy and education, so employees get the absolute most from their benefits.

Benefits Planning

Supplement your health and life insurance with smart, affordable Supplemental Insurance solutions.
Living Benefits, Critical Illness, Life Insurance, Key Person Benefits and More!

Benefits Planning is the practice of using affordable, smart insurance solutions to protect your health and financial well-being.  We can help you augment your health insurance (fill in the major gaps) and be prepared for unforeseen health issues and/or a tragedy.  We can also show you how certain types of life insurance can help you build cash value rapidly and safely, and how other types of life insurance even pay benefits while you are still alive.

Supplemental Insurance

Learn more about our Dental, Vision, Disability, Long Term Care and Living Benefits Insurance

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Life Insurance

Learn more about various types of Life Insurance we offer.

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Key Person Benefits

Customized to wrap around the group plan for key executives.  Learn more.

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Individual Health Open Enrollment

Healthcare Reform has changed the way we purchase health insurance

November 1st through January 31st

New health laws mandate that all individuals have health insurance, either through an individual policy or through their employer or face a potential penalty. However, individuals can only purchase policies during the annual open enrollment listed above.

You can still sign up for health insurance outside of the open enrollment period if you have a qualifying event. Click for more details.


For more information on Healthcare Reform and how it may affect businesses and individuals, click here

A few of our Carriers